When most middle and upper class people die, they leave tens of thousands or hundreds of thousands of dollars for others to inherit. Most Americans believe that saving for retirement is so important that when they get to retirement age, they don't know how to stop saving and start spending. In this book, Perkins makes a case for trying to live your life intentionally so that you use your money to enrich your life long before you get too old to really enjoy it. He encourages people to think about their lives in "buckets" of time and imagine what they can and cannot do in each bucket. Then they should decide what they would like to experience in their life and which bucket it would best fit in. That might mean putting less in your 401 k during your 30's and 40's so you can have experiences while you are young you wouldn't be able to have when you are older, or taking a month off in your 30's to hike the Andes. He also encourages readers to think about bestowing inheritance money to family and causes earlier, when they really need it, instead of waiting until you die. He suggests that if we live into our 80's or 90's our kids will be old enough and well established in their careers so that what they inherit from us at death won't have a lot of impact.
My sister recommended to me that I read this book while we were talking about cash flow now that I am no longer working full time. I told her my husband and I had to be financially conservative until we reach 65 and start collecting pensions and social security. This book certainly counters that idea and Perkins makes a convincing argument. That said, in the book he over-simplifies things a little too much in places. For example he talks about estimating how much money you will need each year for the rest of your expected life span. In his example calculation he doesn't adjust for inflation, but inflation is a very important thing to think about. I may be able to live comfortably on $80,000/year now, but will I be able to in 20 years? Not likely. In order for your money to keep up with inflation most of it needs to be in an account that makes enough interest to keep up with inflation. If you spend it all in your 30's or 40's, there is nothing there to make interest. Still, he gave me something to think about and I think I will be more daring about spending money on experiences now that I have read the book. (240 p. 2021)Deelibrarian Reading Log Blog
This is a record of all the books I read or listen to.
Wednesday, June 17, 2026
Die with Zero by Bill Perkins
Monday, June 15, 2026
The Forever Man, by Eoin Colfer
I was a little unsure of this series when I read the first one, but Colfer does a great job in this book of tying everything up into a satisfactory ending. I was really impressed. Over the first two books he threw out a lot of threads, and I wondered if he could manage to gather them up again, but he did. The book has Colfer's characteristic exciting action sequences, and a couple of really good plot twists. I still didn't like the writing style as much as the Artemis Fowl books, but I got used to it by the third book. Overall it is a great middle grade/YA series, especially for those who like his other novels. (368, 2016)
Friday, June 12, 2026
Rapunzel's Gambit by Mary Mecham
This is an interesting reimagining of the Rapunzel story, with a heavy dose of Beauty and the Beast added in. Rapunzel has a spunky personality and Mecham writes in a bunch of snappy repartee, which is fun. The story is clearly aimed at teens, as there is a lot of romantic vacillation and raging hormones, though it doesn't really every wander past a PG rating. The one thing that bothered me about the book is that the magic system isn't very well thought out. Magic objects in the Dragon's castle seem to produce limitless supplies of food and luxury items, but at no cost. I may be spoiled by the likes of Brandon Sanderson, but I think if magic produces something, it has to take something as well. Why steal from the wealthy knights to feed the poor, if you can just give them an enchanted table instead that will provide for them all the food they could eat. Despite that, it is a fun read and I wouldn't hesitate to recommend it to the fantasy-loving young people I know. (2025, 248 p)
Wednesday, June 10, 2026
Triumph by Jeremy Schaap
Here is another book offered through Libby for the 250th anniversary of the country. It is an interesting and well written biography of a person who broke race barriers just by being mild mannered while also being the best in the world at what he did. Schaap's writing style is engaging, even as he uses and refers to a lot of sources, like newspaper articles and letters to carefully document Owen's story. Owen's comes across as an admirable and likeable person. Schapp mentions but doesn't dwell too much on the prejudice Owen had to face to achieve what he did. It seems like the message is that if you are good enough, almost everyone will focus on what you can do rather than on your race. (304 p. 2008)
Sunday, June 7, 2026
All the Lost Places by Amanda Dykes
This is lovely story of intergenerational family and the importance of discovering who you really are. It is written in a very literary style with a lot of ornamental language and enriched description of Venice both in the 1800's and in the early 1900's. Having never traveled to or studied Venice much, I don't know how accurate the descriptions are, but I am guessing the author did her homework. Her language certainly paints a picture and a mood the permeates the whole book. The characters and setting, both political and physical, are carefully drawn. All the main characters show good development and there are some interesting plot twists. I think if I had read the story instead of listening to it I would have enjoyed it more. The reader, Jonathan Ross, reads precisely but lacks the chocolatey smooth delivery one would hope for in a literary novel. I kept being distracted by it. I kept thinking, "no, that isn't how that should have been read," and then imaging a good reading in my mind. That being said, the book is good and has a strong message about faith, restitution, and self discovery. Thumbs up for the book, but for the reader, not so much. (2022, 400 p)
Sunday, May 31, 2026
A Spelling Mistake by Nancy Warren
This is just like the others in the series. Its formulaic and the plot isn't very sophisticated. The writing and characterizations are fine. I think the Vampire Knitting Club series by the same author is better, but I always have to put those on hold. I guess the reasons these are available is because they are solidly B quality. Still, when I finish one book and the ones I want are still on hold, what is a girl to do? (232 p. 2020)
Friday, May 29, 2026
Emily Wilde's Encyclopedia of Faeries by Heather Fawcett
I can't remember who recommended this book to me, but I am glad they did. It is a delight. Emily's personality is super quirky, and the chemistry between her and Brambleby is a lot of fun. Fawcett has an expansive imagination and her world building is wonderful. She has obviously spent a lot of time studying the faery folklore of the British Isles and she calls on many traditional faerie folk tropes in the book. Since I have been adjacent to the academic world my whole adult life, (my husband is a professor), the banter about getting papers published, and presenting at conferences was just an added bit of fun for me. I am sure I will be recommending this book to my fantasy loving friends and am eager to read the next in the series. (352 p. 2023)






